For many investors, today’s low interest rate environment increases the need to consider a wide opportunity set to meet yield requirements. For taxable investors – even those who aren’t in the top tax bracket – municipal bond vehicles may help them reach their outcomes.
Market returns for the next 10 years are likely to be lower than historical averages. Three rules may help investors navigate the low return environment.
Help your clients, men and women alike, understand that the decisions they make early in retirement about Social Security can have a major impact on the benefits they or their spouse will receive for many years to come.
Help clients gain perspective by “time traveling” through the evolution of saving for and spending in retirement.
Raising U.S. interest rates didn’t affect bond markets the way many pundits anticipated, but the bond markets certainly haven’t been sleepy. Are your clients’ portfolios appropriately positioned?
Preferred stocks were the glimmer of hope for income investors in 2015. But buyer beware before committing a chunk of client portfolios to that potential source of income.
Help your clients conduct the necessary due diligence on their income-focused funds to guard against inappropriate risk-taking.