Even with many asset classes down for the month, the benefits of diversification are still evident for the month and year-to-date through May.
Beware of reaching for higher yielding investments without understanding just why those investments command a higher yield.
Don’t let clients in or near retirement buy into these investment myths, potentially eroding their financial security. There’s no “magic number,” capacity to bear market risk is important, and cash flows can be structured responsibly.
If your clients are ‘reaching for yield,’ it may be an opportunity for you to steer them towards a more diversified approach that seeks to achieve a ‘responsible’ yield.
Despite what some news headlines might lead investors to conclude, the U.S. economy appears to be in a healthy position according to the latest reading of the Economic Indicators Dashboard.
Risk profile questionnaires can be useful tools, but they are best at evaluating an investor’s self-reported risk tolerance. But what if you could show clients how much volatility they may be able to handle in order to pursue their desired goals?
The focus on the short-term impact of a rate rise is causing anxiety for many bond investors. But it ignores the potential benefits of higher rates to long-term bond investors.