Attempting to “buy” past performance presents several issues. This updated infographic depicts how Morningstar-rated funds actually performed over time, and you might be surprised to see the results.
After the exceptional returns of 2013, the latest Asset Class Dashboard update shows returns moved back toward more typical ranges in January 2014.
Whether the client you’re meeting next is just starting out in their career, approaching retirement or already retired, helping them assess where they stand is the first step toward sustaining their long-term financial health – and to engaging them in important conversations. A few simple questions can help get you started.
January brought a reversal of 2013 market trends with diversifying assets – bonds and commodities – posting positive returns while their growth-oriented equity counterparts cooled off. As Russell’s investment strategist team suggested in their annual outlook, investors should expect volatility this year as markets continue to validate the rally we saw in 2013
Investors are generally trying to invest savings over time to create enough wealth at some specific point in the future. The conundrum is, they typically require a higher rate of return than their preferred level of risk is likely to provide. How can you help guide clients to the right balance of risk, return and behavior?
In his State of the Union address on January 28, President Obama put a spotlight on retirement security issues in the U.S. and announced the creation of the MyRA. Learn more about what this might mean for investors.
Investing is a numbers game. It always has been, and, at least to some degree, probably always will be. Too heavy a reliance on numbers can lead to poor decision-making, though. After all, investors are human and some behavioral traits unhelpful to successful investing are magnified by a numbers-focused approach to investing.